Need more money? There are ways to earn extra cash. But be forewarned. It does take some effort, patience and commitment. Here are some practical money making ideas.

Second Jobs

In the United States, it is estimated that about 5% of workers have more than one job. Holding a second job is tiring but it’s something worth considering if there is an urgent need for more money. Ideally, make use of an existing skill such as photography, modeling, music or art when embarking on a second job. No skills? Try casual work at restaurants, supermarkets or retail shops. Night shift jobs also pay quite well. Working from home is another option. Data entry work, book-keeping, writing and tutoring all can be done from home.

The Home as a Source of Revenue

Consider using the home as a source of revenue. If there are spare rooms, lease them out to tenants. Do consider that this may cause some inconvenience and privacy issues. Photo and movie studios are also often on the lookout for unique and charming houses for photo and movie shoots. In Australia, those who think their homes fit the bill can use FilmSite to list their property for filming purposes.

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• Pre Settlement Cash

• Petty Cash Funds

  Set up a petty cash fund if you need cash on hand to pay miscellaneous small expenses of your business.

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• Advance Cash Receivables